Auto Insurance in Houston, TX
In the busy city of Houston, Texas, auto insurance is essential for financially protecting yourself from everyday driving risks. From heavy traffic and unpredictable weather to the ongoing risk of accidents, the right coverage may help safeguard you against unexpected costs.
At Esquivel Insurance Agency, we’re proud to be a trusted provider in the area. We can offer personalized service and various coverage options to fit your unique needs.
What Does This Insurance Cover? 
Auto insurance typically includes several key types of coverage. Here’s a clear breakdown of what you can expect:
- Liability coverage—This is required by law in Texas, and may include:
- Bodily injury liability—This can cover medical expenses, lost wages and legal fees if you’re at fault in an accident.
- Property damage liability—This can cover the cost of repairing or replacing the other party’s vehicle or property.
- Collision coverage—This can pay for damage to your vehicle resulting from a collision with another car or object, regardless of who is at fault.
- Comprehensive coverage—This can cover damage to your vehicle from noncollision incidents such as theft, vandalism, fire, natural disasters and hitting an animal.
- Uninsured/underinsured motorist coverage—This can help you if you’re involved in an accident with an at-fault driver who lacks insurance or insufficient coverage.
- Personal injury protection—This can cover medical expenses, lost wages and other costs for you and your passengers following an accident, regardless of fault.
- Rental reimbursement coverage—This can pay for a rental car if your vehicle is being repaired due to a covered loss.
- Roadside assistance—This can provide financial aid for services such as towing, battery jump-starts and flat tire changes if your car breaks down.
How Can I Get a Discount?
You may be able to save money on your auto insurance with discounts for safe driving, policy bundling, anti-theft devices and defensive driving courses. A good credit score and higher deductibles can also lower your rates.
Where to Get Auto Insurance
If you’re looking for reliable auto insurance in Houston, Texas, Esquivel Insurance Agency is a great choice. Our experienced team is here to guide you through the details of auto insurance and help you find the policy that best fits your needs. Contact us today for more details.